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How to download the Spotify iPhone application without a UK credit card

  1. Go to the iTunes Store and change country to UK (at the bottom)
  2. Find the Spotify application
  3. Click “Download”
  4. Create an account (remember that you need to use an email-address different from any other iTunes-account you might have).
  5. Choose “none” as payment method and provide your UK-address
  6. You now have the Spotify application.

Proof that the option appears:

If you find the application and click "Download", this option appears

Of course you can not do this if you are not a UK resident as the EULA says, but you already knew that, right?